Although they are among those who are at greatest risk, few poor people have access to insurance services. This fact only serves to further exacerbate the poverty spiral. How can this vicious circle be broken? After the microcredit, made famous by the award of the Nobel Peace Prize to Muhammad Yunus one of its “spiritual fathers“, microinsurance is another useful financial service for risk management, and hence poverty reduction. http://www.deza.admin.ch/index.php?langID=1&navID=26465&itemID=151090